Credit Cards
The Industrial Development Bank offers a range of credit cards designed to meet its customers' needs for flexibility and convenience in payments, along with a variety of exclusive benefits and offers.
With IDB credit cards, you can shop locally and internationally, withdraw cash, and pay for your purchases in easy installments of up to 60 months.
The cards are available in multiple tiers such as Platinum and Titanium, in partnership with Mastercard, giving you full control over your spending through a flexible credit limit that suits your income.
You can also enjoy promotional offers, rewards and points programs, and 24/7 customer support.
With IDB credit cards, experience a smarter lifestyle and complete financial control.
IDB Titanium Mastercard Credit Card
Unique Benefits for Premium Customers
VIP Lounges Service at Airports
With IDB Mastercard Titanium card, you can enjoy access to VIP lounges at airports around the world. You only need to spend $1 or more on your card to be eligible to use the service for 3 months.
- Download the Mastercard Travel Pass app.
- Register your card details.
- Use the app to log in and view lounges at airports around the world.
Special discounts from Talabat
Use MASTERCARD code and get a 20% discount with Talabat once a month
Features of the Mastercard Titanium Credit Card
- It can be issued with in-kind or personal guarantee.
- Card usage in both local and international purchase transactions and cash withdrawals in addition to payment in Egyptian pound.
- 100% of the card's credit limit can be used for cash withdrawals.
- A number of Supplementary cards can be issued.
the longest grace period up to 57 days (payment must be made before the 27th of the month following use). - Offers you the lowest payment limit with 5% of the monthly usages
- SMS service is available when making any card transactions, and a monthly transaction statement is issued to clarify the debt amount and the minimum repayment limit.
- The card can be used to pay for cash withdrawals and purchases in installments over periods of up to 60 months with a special debit interest rate.
- Free subscription to the IDB Bank Rewards Program, through which customers earn points when making purchases with the card. These points are then used for purchases at merchant outlets locally and internationally.
IDB - Mastercard Titanium Credit Card
- The card is issued with a special credit limit starting from EGP 10,000 up to EGP 49,999 (depending on the savings account or credit score).
- The card can be issued up to 3 supplementary cards free.
- International use becomes available two months after the credit card issuance date.
- Enjoy unlimited free access to numerous airport lounges by downloading the Mastercard
- Travel Pass app from the App Store or Google Play. Simply register with your Titanium Mastercard. An international transaction of at least USD 1 (equivalent to EGP 1 in e-commerce/POS) is required to be eligible for your lounge benefit. Each transaction will provide you with 3 months of free access.
- Get access to many exclusive services.
Use Limits
| Statement | Value |
|---|---|
| Purchase inside Egypt ( POS- E-Commerce ) | According to the available balance on the card |
| Purchase outside Egypt ( POS- E-Commerce ) |
$400 or its equivalent in other currencies (if the client informs the bank of his travel outside the country, provided that the travel documents are submitted to the bank within a maximum of 90 days) |
| Purchase outside Egypt ( POS- E-Commerce ) | $200 or its equivalent in other currencies (if the client does not inform the bank of his travel outside the country) |
| Daily cash withdrawal limit within Egypt (through our bank’s ATMs or other banks’) | EGP 30,000,000 |
| Cash withdrawal limit outside Egypt | Unavailable |
Benefits and Offers
Please visit Mastercard website: www.priceless.com
IDB Mastercard Platinum Credit Card
Excellence
VIP Lounges Service at Airports
With IDB Mastercard Titanium card, you can enjoy access to VIP lounges at airports around the world. You only need to spend $1 or more on your card to be eligible to use the service for 3 months.
- Download the Mastercard Travel Pass app.
- Register your card details.
- Use the app to log in and view lounges at airports around the world.
Special discounts from Talabat
Use MASTERCARD code and get a 20% discount with Talabat once a month
Features of the Mastercard Platinum Credit Card
- It can be issued by in-kind or personal guarantee.
- Card usage in both local and international purchase transactions and cash withdrawals in addition to payment in Egyptian pound
- The ability to use 100% of the card’s credit limit in cash withdrawals.
- A number of additional cards can be issued.
- The card can be used online over Internet.
the longest grace period up to 57 days (payment must be made before the 27th of the month following use). - Offers you the lowest payment limit with 5% of the monthly usages
SMS service when making any card transactions, and a monthly transaction statement is issued to clarify the debt amount and the minimum repayment amount. - The card can be used to pay for cash withdrawals and purchases in installments over periods of up to 60 months with a special debit interest rate.
- Free subscription to the IDB Bank Rewards Program, through which customers earn points when making purchases with the card. These points are then used for purchases at merchant outlets locally and internationally.
- The card is issued with a special credit limit starting from EGP 50,000 up to EGP 249,999 (depending on the saving scheme or credit score).
- The card can be issued up to 3 supplementary cards free .
International use becomes available two months from the credit card issuance date. - Enjoy unlimited free access to numerous airport lounges by downloading the Mastercard
- Travel Pass app from the App Store or Google Play. Simply register with your Mastercard. An international transaction of at least $1 (equivalent to EGP 1 in e-commerce/POS) is required to be eligible for your lounge benefit. Each transaction will provide you with 3 months of free access.
- 20% off Talabat delivery service every month using the promo code MASTERCARD.
- Get access to many exclusive services.
Use Limits
| Statement | Value |
|---|---|
| Purchase inside Egypt ( POS- E-Commerce ) | According to the available balance on the card |
| Purchase outside Egypt ( POS- E-Commerce ) |
$800 or its equivalent in other currencies (if the client informs the bank of his travel outside the country, provided that the travel documents are submitted to the bank within a maximum of 90 days) |
| Purchase outside Egypt ( POS- E-Commerce ) | $300 or its equivalent in other currencies (if the client does not inform the bank of his travel outside the country) |
| Daily cash withdrawal limit within Egypt (through our bank’s ATMs or other banks’) | EGP 30,000 |
| Cash withdrawal limit outside Egypt | Unavailable |
Benefits and Offers
Please visit Mastercard website: www.priceless.com
Corporate Credit Card
Innovative Solutions For your Company's Expenses
Issued through the company's credit facility or guaranteed by the company's saving schemes.
credit limit of up to EGP 1 million.
VIP Lounges Service at Airports
With IDB Mastercard Titanium card, you can enjoy access to VIP lounges at airports around the world. You only need to spend $1 or more on your card to be eligible to use the service for 3 months.
- Download the Mastercard Travel Pass app.
- Register your card details.
- Use the app to log in and view lounges at airports around the world.
Features of Mastercard Platinum Corporate Credit Card
- It can be issued to companies granted credit facilities by the bank or guaranteed by the company's saving schemes.
- The card can be used for purchases and cash withdrawals locally and internationally, with payment in Egyptian pounds.
- The card can be used for cash withdrawals up to 100% of the credit limit.
the longest grace period up to 57 days (payment must be made before the 27th of the month following the use). - Offers you the lowest payment limit with 5% of the monthly usages
- SMS service is available when making any card transactions, and a monthly statement is issued to clarify the debt amount and the minimum repayment amount.
- The card can be used to pay for cash withdrawals and purchases in installments over periods of up to 60 months with a special debit interest rate.
- Free subscription to the IDB Bank Rewards Program, through which customers earn points when making purchases with the card. These points are then used for purchases at merchant outlets locally and internationally.
- The card is issued with a special credit limit up to EGP 1 million International use becomes available two months after the credit card issuance date.
- Enjoy unlimited free access to numerous airport lounges by downloading the Mastercard
- Travel Pass app from the App Store or Google Play. Simply register with your Mastercard. You must make an international transaction of at least $1 (equivalent to EGP 1 in e-commerce/POS transactions) to be eligible for your lounge benefit. Each transaction will provide you with three months of free access.
- Get access to many exclusive services.
Use Limits
| Statement | Value |
|---|---|
| Purchase inside Egypt ( POS- E-Commerce ) | According to the available balance on the card |
| Purchase outside Egypt ( POS- E-Commerce ) |
$800 or its equivalent in other currencies (if the client informs the bank of his travel outside the country, provided that the travel documents are submitted to the bank within a maximum of 90 days) |
| Purchase outside Egypt ( POS- E-Commerce ) | $300 or its equivalent in other currencies (if the client does not inform the bank of his travel outside the country) |
| Daily cash withdrawal limit within Egypt (through our bank’s ATMs or other banks’) | EGP 30,000 |
| Cash withdrawal limit outside Egypt | Unavailable |
Benefits and Offers
Please visit Mastercard website: www.priceless.com
IDB Mastercard World Elite Credit Card
With your new IDB World Elite card, you'll enjoy an unprecedented array of services and benefits from some of the world's most renowned travel and lifestyle brands.
Mastercard Concierge offers comprehensive travel and lifestyle benefits with continuous support throughout the year for IDB – Mastercard World Elite cardholders.
VIP Lounges Service at Airports
With IDB Mastercard Titanium card, you can enjoy access to over 1,300 VIP lounges at airports around the world. You only need to spend $1 or more on your card to be eligible to use the service for 3 months.
- Download the Mastercard Travel Pass app.
- Register your card details.
- Use the app to log in and view lounges at airports around the world.
IDB - Mastercard World Elite Credit Card
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The World Elite Card is considered the world's number one card in terms of benefits offered to customers.-
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Credit cards are issued to customers, either secured by their savings accounts or by a personal guarantee, according to the bank's distinguished programs.
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The card is used to make payments to all government agencies in accordance with the instructions of the Ministry of Finance (traffic, civil registry, real estate registry, taxes, insurance, etc.).
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SMS text messaging service is available when making any card transactions, and a monthly statement is issued to clarify the debt amount and the minimum payment amount.
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The card can be used for online purchases using the Secure Code feature, which provides the highest standards of security for completing transactions. A text message is sent to the customer's phone number registered with the bank with each transaction. This message includes an OTP (one-time password) that the customer enters on the website to complete the purchase.
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In the IDB Bank Rewards Program, customers earn points when making purchases with the card. These points are then used for purchases at local and international commercial outlets.
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The card is issued with a special credit limit starting from EGP 250,000 to EGP 1 million (depending on the savings account or credit score).
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The longest grace period for repaying purchases is up to 57 days, starting from the first day of the purchase month.
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The minimum interest rate for repaying the total outstanding debt is 5%.
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The possibility of issuing several additional cards free of charge on top of the original card.
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The first card validity period is 5 years.
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The longest installment period for card transactions (purchases - cash withdrawals) is from 3 months to 5 years.
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Enjoy unlimited free access to numerous airport lounges by downloading the Mastercard
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Travel Pass App from the App Store or Google Play. All you have to do is register using your
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Titanium Mastercard card. You must make an international transaction of at least $1 USD (equivalent to EGP) in E-commerce/POS transactions to be eligible for your lounge benefit.
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Each transaction will give you 3 months of free access.
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Get access to many premium services.
Use Limits
| Statement | Value |
|---|---|
| Purchase inside Egypt ( POS- E-Commerce ) | According to the available balance on the card |
| Purchase outside Egypt ( POS- E-Commerce ) |
$3,000 or its equivalent in other currencies (if the client informs the bank of his travel outside the country, provided that the travel documents are submitted to the bank within a maximum of 90 days) |
| Purchase outside Egypt ( POS- E-Commerce ) | $400 or its equivalent in other currencies (if the client does not inform the bank of his travel outside the country) |
| Daily cash withdrawal limit within Egypt (through our bank’s ATMs or other banks’) | EGP 30,000 |
| Cash withdrawal limit outside Egypt | Unavailable |
Benefits and Offers
Please visit Mastercard website: www.priceless.com
