Personal Loans
The bank offers personal loans designed to meet your various financial needs—whether it's home renovation, covering education expenses, or fulfilling a long-awaited dream.
We provide flexible financing with competitive interest rates and convenient repayment terms tailored to your income.
Loan applications are simple, with quick approvals and the possibility of early repayment with no fees.
Choose the loan that aligns with your goals and enjoy trusted financial support. We offer flexible loan amounts—from minimum limits up to substantial figures—based on your creditworthiness. You can easily track your installments and repayment schedule through our digital banking services.
Business Owners
Details of Program:
- Loan amount: up to 3 million pounds
- Flexible repayment options up to 5 years
- Fast approvals: get your loan with minimal procedures
Targeted Customer:
Business owners who are IDB clients, distinguished new customers, and corporate shareholders with ownership stakes exceeding 10%.
Product Features:
|
Loan Amount |
Flexible repayment |
Minimal Documents |
Possibility of Increase |
|---|---|---|---|
|
Up to 3 million pounds |
Term up to 5 years | Fastest procedures | After 6 months |
Free life insurance.
Required Documents:
- Bank statement for one year
- Extract of Commercial Register
- Copy of tax card
- Valid national ID
- Articles of association or company incorporation contract
- A recent utility bill
Eligibility:
- Age: From 25 years up to 65 years at the end of the payment period
- Company duration: minimum two years
- Capital: not less than EGP 50.000
Loan for Freelance Professionals
Details of Program:
- Loan amount: up to 1 million pounds
- Flexible repayment up to 5 years
- Fast approvals: get your loan with minimal procedures
Targeted Customer:
An unsecured loan tailored for distinguished Freelance Professionals, whether IDB clients or new customers.
Product Features:
|
Loan Amount |
Flexible repayment |
Minimal Documents |
Possibility of Increase |
|---|---|---|---|
|
Up to 1 million pounds |
Term up to 5 years | Fastest procedures | After 6 months |
Free life insurance.
Required Documents:
- Professional practice license
- Tax card
- Syndicate membership card
- Valid national ID
- A recent utility bill
Eligibility:
- Age: From 25 years up to 65 years at the end of the payment period
- Activity duration: minimum three years
Personal Loan for Doctors
Details of Program:
- Loan amount: up to 1 million pounds
- Flexible repayment up to 7 years
- Fast approvals: get your loan with minimal procedures
Targeted Customer:
An unsecured loan tailored for doctors, whether IDB clients or new customers.
Product Features:
|
Loan Amount |
Flexible repayment |
Minimal Documents |
Possibility of Increase |
|---|---|---|---|
|
Up to 1 million pounds |
Term up to 7 years | Fastest procedures | After 6 months |
Free life insurance.
Required Documents:
- Professional practice license
- Tax card
- Syndicate membership card
- Valid national ID
- Medical facility license
Eligibility:
- Age: From 30 years up to 65 years at the end of the payment period
- Activity duration: minimum two years
Loan for Bank Employees
Details of Program:
- Loan amount: up to 1 million pounds
- Flexible repayment up to 10 years
- Service years at banks: three years
- Fast approvals: get your loan with minimal procedures
Targeted Customer:
Bank employees inside Arab Republic of Egypt
Product Features:
|
Loan Amount |
Flexible repayment |
Minimal Documents |
Possibility of Increase |
|---|---|---|---|
|
Up to 1 million pounds |
Term up to 10 years | Fastest procedures | After 6 months |
Free life insurance.
Required Documents:
- Valid national ID
- A utility bill
- Bank statement for six months
Eligibility:
- Age: From 25 years up to 65 years at the end of the payment period
- Service years at banks: three years
Personal Loan for units finishing and renovation
Details of Program:
- Loan amount: up to 15 million pounds
- Flexible repayment up to 15 years
- Fast approvals: get your loan with minimal procedures
Targeted Customer:
A loan designed for unit owners — whether employees, business owners, or freelance professionals — who are IDB clients or new customers for purposes of finishing and furnishing of residential, administrative, vacation, commercial units, or medical clinics.
Product Features:
|
Loan Amount |
Flexible repayment |
Minimal Documents |
Possibility of Increase |
|---|---|---|---|
|
Up to 15 million pounds |
Term up to 15 years | Fastest procedures | After 6 months |
Free life insurance.
Required Documents:
- Commercial register, tax card and articles of association for business owners
- Profession practice certificate and syndicate membership card for freelance professionals/ doctors.
- Valid national ID
- Unit ownership contract
- Quotation
- Recent utility bill
Eligibility:
- Age: From 21 years up to 65 years at the end of the payment period
- Minimum unit price: 1 million pounds
- Minimum employment years as follows: -
- 24 months for business owners
- 24 months for freelance professionals
- 12 months for employees
Personal Loan for units’ owners
Details of Program:
- Loan amount: up to 3 million pounds
- Flexible repayment up to 7 years
- Fast approvals: get your loan with minimal procedures
Targeted Customer:
A loan designed for unit owners at compounds - whether employees, business owners, or freelance professionals whether IDB clients or new customers
Product Features:
|
Loan Amount |
Flexible repayment |
Minimal Documents |
Possibility of Increase |
|---|---|---|---|
|
Up to 3 million pounds |
Term up to 7 years | Fastest procedures | After 6 months |
Free life insurance.
Required Documents:
- Commercial register, tax card and articles of association for business owners
- Profession practice certificate and syndicate membership card for freelance professionals/ doctors.
- Valid national ID
- Unit ownership contract
- Recent utility bill
Eligibility:
- Age: From 21 years up to 65 years at the end of the payment period
- Minimum unit price: 1 million pounds
Cash Loans with salary or installment transfer.
Details of Program:
- Loan amount: up to 1 million pounds
- Flexible repayment up to 10 years
- Fast approvals: get your loan with minimal procedures
Targeted Customer:
A loan designed for employees secured by salary or installment transfer whether IDB clients or new customers.
Product Features:
|
Loan Amount |
Flexible repayment |
Minimal Documents |
Possibility of Increase |
|---|---|---|---|
|
Up to 1 million pounds |
Term up to 10 years | Fastest procedures | After 6 months |
Free life insurance.
Required Documents:
- Valid national ID
- A utility bill
- letter from HR with gross/net income
- A pledge of salary transfer issued from the employer
Eligibility:
- Age: From 25 years up to 60 years at the end of the payment period
- Minimum employment period: 3 months
- Minimum income: EGP 4000
Cash Loans for employees without transfer.
Details of Program:
- Loan amount: up to 750.000 pounds
- Flexible repayment up to 10 years
- Fast approvals: get your loan with minimal procedures
Targeted Customer:
A loan designed for employees whether IDB clients or new customers.
Product Features:
|
Loan Amount |
Flexible repayment |
Minimal Documents |
Possibility of Increase |
|---|---|---|---|
|
Up to 750.000 pounds |
Term up to 10 years | Fastest procedures | After 6 months |
Free life insurance.
Required Documents:
- Valid national ID
- A utility bill
- letter from HR with gross/net income
Eligibility:
- Age: From 21 years up to 60 years at the end of the payment period
- Minimum employment period: one year
- Minimum income: EGP 5000
Loan for petroleum sector employees.
Details of Program:
- Loan amount: up to 1 million pounds
- Flexible repayment up to 10 years
- Service years at banks: three years
- Fast approvals: get your loan with minimal procedures
Targeted Customer:
A loan designed for petroleum sector employees whether IDB clients or new customers.
Product Features:
|
Loan Amount |
Flexible repayment |
Minimal Documents |
Possibility of Increase |
|---|---|---|---|
|
Up to 1 million pounds |
Term up to 10 years | Fastest procedures | After 6 months |
Free life insurance.
Required Documents:
- A pledge of salary transfer
- HR letter stating the appointment date
- Bank statement for the last 12 months
Eligibility:
- Age: From 21 years up to 65 years at the end of the payment period
- Minimum employment period: 3 months
- Minimum income: EGP 4000
