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Program & Services

The Industrial Development Bank offers you a comprehensive banking experience that goes beyond traditional card use, with a range of exclusive offers and benefits designed to meet your daily needs and enhance your lifestyle.

Enjoy the IDB Rewards Program, which lets you earn points on every purchase made with your bank cards and redeem them for a wide selection of gifts and rewards—both inside and outside Egypt.

Get what you need now and pay later through the convenient credit card installment program, allowing you to split purchases and cash withdrawals into installments of up to 60 months with flexible terms.

Even more, the bank provides free mobile phone insurance when you use your credit card to purchase a device—giving you peace of mind and extra protection for your valuables.

Take advantage of these great benefits and always stay ahead with IDB banking cards.

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IDB Mastercard Cardholders Rewards Program

Loyalty Points

  • 1 EGP worth of purchases equals 1 point (maximum).
  • The minimum redemption value for loyalty points is 20,000 points.
  • Points are valid for two years.
  • Loyalty points are not awarded for government transactions, gasoline, etc.
Credit Cards Titanium Platinum World Elite
Maximum value of loyalty points from the value of credit card transactions 0.7% 0.8% 1%
Example: A purchase of EGP 1000 1000 points = EGP 7 1000 points = EGP 8 1000 points = EGP 10
Debit Cards Titanium Platinum
Maximum value of loyalty points from the value of transactions executed with debit cards 0.4% 0.5%
Example: A purchase of EGP 1000 1000 points = EGP 4 1000 points = EGP 5

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Installment Program for Credit Card Clients

Work Mechanism
The amount to be paid in installments is reserved from the available balance, with the value of this reserved amount being reduced by the value of the monthly installment and this installment being added to the customer's transactions that he is required to pay or pay a minimum of 5%. In this case, the announced debit interest rate for credit cards is applied in the event that the debt is not fully paid
Installment Periods
3 months, 6 months, 1 year, 2 years, 3 years, 4 years, 5 years
Minimum transaction value to be paid in installments
EGP 1000
Early payment
5% of the amount to be paid
Debit return
32% per annum
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IDB Mobile Insurance Service

Use your IDB credit card to pay your mobile phone bill or top up your balance and get insurance for your phone against damage or theft.

Mobile Insurance 
The Industrial Development Bank (IDB) offers its customers holding credit cards (Titanium - Platinum - World Elite) the advantage of insurance on mobile phones (against theft or damage) provided that the clients holding credit cards use their cards to pay mobile phone bills or recharge the balance monthly (attached are the terms and conditions):-

Insurance Coverage
 Maximum Benefit Amount
Mobile Phone Protection

Annual Aggregate Limit


  

Per Occurrence Limit

Value

 USD 2,000 USD 1,000
Excess

USD 50

 

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