Saving Account
The bank offers a wide range of savings accounts designed to meet individuals’ needs and help them achieve their financial goals. Enjoy flexible saving options and easy access to your funds, along with competitive benefits and advanced banking services. Discover the savings account that matches your financial aspirations today.
Begin your journey toward a more secure and stable financial future with flexible and rewarding saving plans.
We offer attractive interest rates that help your savings grow over time.
Monitor your account activity effortlessly through our digital applications and multiple banking channels.
Choose the account that suits your lifestyle—whether you're saving for the future or short-term goals.
With the bank, saving is no longer a challenge, but a smart step toward achieving your financial dreams.
“Star” Saving Account
Competitive Prices with Tiered Return for Individuals in Egyptian Pounds
The Industrial Development Bank (IDB) Star Saving account provides exceptional tiered interest rates paid out on a monthly basis (as per the interest rate table below). A tiered interest rate is applied based upon the customer’s actual account balance, calculated on the minimum balance maintained during the month starting from one Egyptian pound
| Annual Return Rate | Total Account Balance According to the Minimum for the Month | Payout Frequency |
|---|---|---|
| 6.5% | أless than EGP 5,000 | Monthly |
| 9.25% | From EGP 5,000 up to less than EGP 100,000 | Monthly |
| 10.25% | أFrom EGP 100,000 up to less than EGP 400,000 | Monthly |
| 11% | From EGP 400,000 up to less than EGP 1,000,000 | Monthly |
| 12% | From EGP 1,000,000 up to less than EGP 5,000,000 | Monthly |
| 13.75% | From EGP 5,000,000 up to less than EGP 10,000,000 | Monthly |
| 14.75% | From EGP 10,000,000 up to less than EGP 20,000,000 | Monthly |
| 16.5% | From EGP 20,000,000 and more | Monthly |
Key Features:
- Issuing debit card (cost according to the announced tariff).
- Withdrawals are available 24/7 using debit card through ATMs covering most parts of the country.
- Withdrawals are available 24/7 via the InstaPay App or at any of our bank branches during official working hours.
Minimum Opening Balance:
EGP 5,000 for an account in local currency
Eligibility:
Individual clients
Dollar Savings Account
Competitive Rates for Individuals
Industrial Development Bank (IDB) Dollar Savings Account offers exceptionally competitive rates (according to the interest rate table below).
The interest rate applies to the minimum monthly account balance.
| Payout Frequency | Less than $5,000 | $5,000 and above |
|---|---|---|
| The interest is paid every 6 months. | 0.5% | 2.05% |
|
The interest is paid annually. |
0.75% | 2.30% |
Minimum Opening Balance:
$150
Eligibility:
Individual clients
